Our credit card has a 3-day repayment grace period every month, so you don't need to take the initiative to apply for it, and it won't cause any extra expenses, and it won't affect your current repayment record (you won't enjoy it if the previous bill is not repaid on time). Example: The final repayment date is the 5th of each month, so the repayment can be made before 24: 00 pm on the 8th of that month at the latest. Tips: If the previous bill is not repaid on time, you will not enjoy the grace period service ~