CITIC Bank Xiaomi Credit Card is a physical credit card jointly launched by CITIC Bank and Xiaomi. When new users apply, they can get Xiaomi Mall vouchers, apply for red envelopes with Mijia products, and get exclusive rights of up to 5 times points through MiPay or Xiaomi wallet payment. This card has three card levels: gold card, platinum card and platinum card. Its specific rights and interests are slightly different. On the whole, this card is quite good.