Agricultural Bank of China's Jinsui QQ co-branded IC credit card has the basic functions of a credit card, and can of course withdraw cash. Cash withdrawal is called cash advance, and cash can be withdrawn at any ATM with UnionPay logo or VISA logo displayed on any credit card at home and abroad with the transaction password. You can also withdraw local currency at the counters of various branches of the Agricultural Bank of China or the bank outlets marked by overseas credit card organizations or companies such as VISA.

Among them, domestic banks charge a handling fee of 1% of the transaction amount, with a minimum of 1 yuan per transaction; The handling fee of other domestic banks is 65,438+0% of the transaction amount+2 yuan per transaction, and the minimum 3 yuan per transaction; Overseas cash withdrawal fee of UnionPay line 1%+ 12 yuan/transaction; Non-UnionPay lines are charged a handling fee of 3% of the transaction amount, with a minimum of $3 or equivalent in other foreign currencies.