Credit card billing date means that the issuing bank will regularly summarize and settle all the transactions and expenses of your credit card account in the current period every month, calculate the total amount owed and the minimum repayment amount in the current period, and mail the statement for you. This date is the billing date of your credit card;

The due repayment date and the last repayment date have the same meaning; For credit card non-cash transactions, the interest-free repayment period is from the bank bookkeeping date to the due repayment date. The interest-free repayment period varies according to the regulations of each bank. The shortest is from the billing date to the final repayment date, and the longest is from the day after the billing date to the final repayment date of next month.

Conditions to be met in applying for China Merchants Bank credit card:

Identification: Generally, it is enough to provide an ID card for identification (if the applicant uses a new ID card, a copy of the front and back is required), but if he is a soldier, a copy of the military ID card is required;

Work certificate: Work certificate is to ensure that you have a stable source of income and reduce the risk of handling cards. The work certificate can be the original work certificate issued by the employer (you should fill in the specific name of your company, your department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit/license verified and marked by the sponsor;

Financial proof: financial proof also proves that you have the ability to pay off the overdraft after credit card overdraft consumption. The proof of financial resources can be a payroll record issued by a bank, or a house, a car, a deposit and other materials that can prove the financial level. Personal social insurance accounts for the past six months are also possible.