Although you have returned the old card, the information of that card will be linked to the new card. After reporting the loss and replacing the card, you can return it directly to the new credit card, and the repayment will be directly transferred to the card you reissued later.
Credit card repayment process:
Issuing bank also
1. Log in to the ATM repayment homepage of the opening bank and click on the credit card repayment;
2. Fill in the credit card repayment information: select the credit card issuer according to the prompt, enter the credit card number, cardholder's name, monthly repayment date, repayment amount and contact information and confirm;
4. Transfer out the debit card to complete the payment through online banking: according to the prompt, complete the payment through online banking with the debit card of another bank;
5. Query the transaction after repayment and print the receipt.
Network repayment
Credit card online repayment is one of the main repayment methods of bank credit card repayment, and online repayment has become a common repayment method for credit card users.
1. Payee account name: fill in the name of the credit card holder.
2. Payee's bank: fill in "Bank Credit Card Center".
3. Transfer to payee's account: fill in 16-digit credit card number.
4. Remarks: Fill in "Credit Card Repayment".
5. Withdrawal password: fill in the one-card withdrawal password.
6. After confirmation, the system will prompt whether the transfer was successful and the transfer amount.
7. Accepted currency for repayment of the "payment plan" function: RMB.
8. Cardholders can use the "payment plan" function to set the payment date in advance, and online banking will transfer the money from one card to the cardholder's credit card or someone else's credit card designated by the cardholder once or regularly every month according to the cardholder's requirements.
9. Currency accepted for repayment by the "credit card payment" function: USD and RMB.
10. If the cardholder has opened personal banking professional version 4.5 or above on the one-card network and handled the self-service transfer business between the one-card and the credit card, he can use the "credit card payment" function to transfer the repayment from his one-card account to his credit card.
1 1, personal online banking popular version:
If the cardholder has opened a one-card account bank and handled the "self-service transfer agreement" between the one-card account and the credit card, he can log on to the website of China Merchants Bank and use the popular version of personal online banking to transfer the repayment to the cardholder's credit card. Transfer to restore the cardholder's credit card available amount in real time.
Extended information credit card bill:
There are more and more emerging repayment methods, but the mainstream ones are online transfer repayment provided by banks, card-to-card repayment of third-party POS machines, and telephone banking repayment. If you have a fixed repayment method and repayment cycle.
Monthly credit card repayment will become "easy" and will never take up too much time, let alone queue up in the bank. Another thing to remind is that when choosing a credit card, you should ask what repayment methods the bank supports.
Try to apply for credit cards with more diversified repayment methods, and don't be confused by petty profits such as "credit card shopping discount". After all, the convenience of credit cards is the most important thing.
Overdue repayment:
The consequences of overdue repayment of credit cards are serious, and overdraft consumption should be moderate. Although the biggest feature of credit card is overdraft function, it actually constitutes a loan relationship between customers and banks, and it will not be repaid at maturity.
It may not only cause legal disputes, but also bear high penalty interest. The most important thing is to form a bad credit record, which will adversely affect future work and life.
Baidu encyclopedia-credit card repayment