If CMB credit card fails to pay the minimum repayment amount within 3 days after the repayment date, it is overdue. Overdue will generate liquidated damages and interest, which will affect your personal credit and subsequent loan application. I suggest you return the money to your credit card as soon as possible.
(reply time: February 7, 202 1. Please refer to the latest business changes announced by China Merchants Bank in official website. )