The reason why 4s stores don't want to use credit cards is the handling fee. When consumers use credit cards, they have to deduct the handling fee, which is borne by the merchants, and there is no upper limit for the handling fee borne by the merchants. For the 4S shop, the higher the car price, the more expenses the 4S shop has to bear.

Therefore, most 4S stores are reluctant to use credit cards. In addition, 4S stores want car owners to borrow money to buy cars, so that they can get commissions.

What if the 4s shop doesn't want to use a credit card?

1. You can try to get a loan, save enough money to buy a car, and then try to pay it back.

2. bear the handling fee for credit card. As long as customers are willing to bear the handling fee, I believe 4S stores are very willing to let them swipe their credit cards.

3. Handle credit card cash installment payment. If the 4S shop really doesn't want customers to swipe their credit cards, cardholders can apply for credit card installment and then buy a car, but the price is still relatively high and the handling fee is much more expensive than credit cards.