Direct binding

1, bank counter

You can handle the binding business at a nearby ICBC outlet with valid ID and related cards.

2. Online operation

Online binding is limited to online banking customers whose counters are open. Insert the U shield, log in to their personal online account, select Bank Card Service-Information Card Repayment-Automatic Repayment Settings and follow the prompts to complete the binding business of the two cards.

Indirect combination

Indirect binding is mainly realized through third-party payment platforms, such as Alipay, Tenpay and other platforms with credit card repayment function. The simple operation process is as follows:

Enter the third-party personal backstage platform-select the repayment credit card-add a credit card-select the repayment bank after completion-enter the relevant debit card (note: some platforms support the bank card with fast payment function, and you need to open the fast payment function binding in advance).

As long as you set up peony card automatic repayment in online banking, from next month, you only need to ensure that the repayment account should have enough funds one day before the due repayment date. When the interest-free overdraft period expires, the bank will automatically transfer money from your designated repayment account to repay the overdraft of credit cards and international cards. You can fully enjoy the interest-free repayment period of credit cards and international cards and avoid the penalty interest caused by overdue overdraft.

Credit card and international card customers can use RMB to repay the overdraft of RMB account, or use RMB to purchase foreign exchange to automatically repay the overdraft of foreign currency account, or use foreign currency to repay the overdraft of foreign currency account, or choose to repay in whole or in part. The repayment methods are flexible and diverse, providing you with more choices.