In principle, there are no tricks when applying for a credit card to give gifts.

Reasons:

1. This is a marketing method adopted by bank staff in order to attract users to apply for cards, so that they can complete the card issuance tasks of the outlets and the salesmen can also complete their own tasks. Performance, this is the same as normal application at the bank, because the bank still needs to conduct qualification review, issue the card and send the card.

2. Generally, there will be bank card clerks stationed in supermarkets or office building halls, and users can just follow the requirements.

Note:

1. Users need to verify whether the other party is a real bank employee during the application process. Many fraudsters will also use the idea of ??"applying a card to give gifts". Gimmicks defraud users' personal information, and then conduct credit card fraud and cause financial losses. This needs to be watched out for.

2. Normally, the user’s verification code is not required to apply for a credit card.

Notes on applying for a credit card:

1. Application channels

Nowadays, if you want to apply for a credit card, there are many channels. In addition to traditional bank counters, there are also Bank official website, door-to-door sales staff, third-party platforms and other financial institutions. In addition to the three channels of bank counters, bank official websites, and door-to-door bank clerks, there are certain risks in third-party platforms and financial institutions that issue credit cards. The main risk is the leakage of personal information, or even encountering a fraudulent organization, resulting in the loss of one's own money. The success of a credit card application is mainly related to the qualifications of the applicant, so it is safest to go to the bank to apply.

2. Ensure authenticity

Everyone knows that if you are a high-income person or a person with assets in your name, applying for a credit card will greatly increase the success rate and the credit limit. However, you cannot blindly fill in your personal information because of this. You must ensure the authenticity of your personal information, otherwise the bank will consider it suspicious of loan fraud and directly reject the application.

3. Application selection

The selection mentioned here mainly includes two aspects, one is the bank and the other is the card type. Although they are both banks, different banks have different application thresholds for credit cards, so everyone should first choose the bank that cooperates with them, followed by local commercial banks. If it is your first time to apply for a credit card, it is recommended that you start with the lowest card type to apply, so that the pass rate can be guaranteed.