The credit card transaction amount exceeds the limit, which means that when the cardholder uses the credit card to conduct transactions, the transaction amount exceeds the amount that the credit card can consume, which is generally caused by the following reasons:

1. There is a daily consumption limit for credit card transactions. If the amount of credit card swiped on that day exceeds the maximum amount of credit card swiping, the transaction cannot be continued.

2. There is a risky transaction in the credit card. If it is detected by the system, the transaction amount will be limited;

3. If the previous credit card is overdue or the credit card is cashed out, the transaction amount of the credit card will also be limited.

Extended data:

The transaction limit for each use of the credit card by the cardholder shall be granted by the issuing bank according to the credit status of the cardholder. Business exceeding the trading limit can only be accepted by special merchants and business institutions authorized by the issuing bank. The trading limit of specialized banks is stipulated according to the transaction type and card type.

In a billing cycle, when the accumulated credit line used by the cardholder exceeds the credit line actually approved by the card on the billing date, all the payables in the account do not enjoy the interest-free repayment period, and the cardholder must pay the over-limit fee according to a certain proportion.

Baidu encyclopedia-credit card handling fee

Baidu Encyclopedia-Credit Card Overlimit Fee