1. If the credit card is not activated, there will be no annual fee. An annual fee will only be generated if it is activated. \x0d\\x0d\2。 The latest activation date is marked in the registered letter sent by the bank to users, and it can be activated at any time as long as it has not expired. Expired invalid, can only re-apply. \x0d\\x0d\ Supplement: Credit card activation method \x0d\ (1) The activation process of credit card customer service phone is as follows. \x0d\( 1) Call the 24-hour customer service hotline displayed on the back of the credit card. After selecting the corresponding language, please enter the cardholder's card number and inquiry password. \x0d\(2) According to the voice prompt, select the card activation option under the menu of "Credit Card Activation and Password Management". \x0d\(3) Enter the last 3 digits printed after the signature column on the back of the cardholder's credit card, and press # to confirm. \x0d\(4) Enter the cardholder's home phone number and press # to confirm. \x0d\(5) Enter 6 digits as the cardholder's transaction password and press # to confirm. \x0d\(6) Enter the 6-digit transaction password again and press # to confirm. \x0d\(7) The transaction password was set successfully. \x0d\\x0d\ (2) Activate the credit card online \x0d\( 1) First log in to the online banking page of the Bank of Communications credit card and enter the cardholder's card number and password. \x0d\(2) Please modify your inquiry password in time after logging in. \x0d\(3) After the initial password of your credit card is successfully modified, please log in to online banking again. \x0d\(4) After logging in for the second time, please click "Credit Card Activation" and enter the last 3 digits printed in the signature column on the back of the credit card and your home phone number according to the page prompts. \x0d\(5) After successful activation, enter 6 digits as your transaction password according to the prompt. \x0d\(6) If the "Confirm transaction with password" function on the application form is not checked, the transaction mode can be changed to password+signature after setting.