If you go to the bank to apply for a credit card knowing that it is a forged real estate certificate, and if the application is successful, it will constitute the crime of contract fraud and you will be held criminally responsible according to law.

If the application is not successful, it does not constitute a crime, but the behavior of the person using it violates the provisions of Article 52, paragraph 2, of the "Public Security Administration Punishment Law" and is suspected of using forged state agency certificates and shall be punished with ten sentences according to law. Detention for not less than 15 days but not more than 15 days, and a fine of not more than 1,000 yuan may be imposed.

Banks are very strict when it comes to credit cards. They will go through the real estate department to check. Once discovered, they will be transferred to the public security organs to file a case for investigation and punish the perpetrators. Therefore, it is better not to apply for it. as well.

Those who apply for certificates from third parties will also be held legally responsible.