How much does it cost to find someone to do a stop-and-go account? (charging standard). In this era of advanced consumption, at least one credit card is available. It is more convenient for people to spend with credit cards. But if your credit card is overdue, it is a big problem to affect your personal credit information. Especially for some people whose income is unstable and their capital turnover fails, the principal of the credit card bill is not paid every month. What should I do? What you need to do is to apply for suspension of payment.

Charges for reporting the loss of entrusted stop:

1. If the property relationship is not involved, the charging standard is 5000-30000 yuan/piece.

2, involving property rights, according to not less than the following standards, using differential progressive system to calculate the proportion of fees:

5% for the part below 654.38+ 10,000 yuan (including 654.38+ 10,000 yuan), and 5,000 yuan for each part less than 5,000 yuan;

65438+ 10,000 yuan to 500,000 yuan (including 500,000 yuan) is 4.2%;

500,000 yuan to 6,543,800 yuan (including 6,543,800 yuan) is 4%;

1 10,000 yuan to 5 million yuan (inclusive) is 3%.

0.5% for more than 50 million yuan.

Applying for suspension of payment can be roughly divided into four steps:

1. Apply for negotiation: Call the bank's customer service hotline to find out the repayment details, such as repayment amount, principal, interest and other expenses. According to these contents, combined with the current repayment ability, apply to the bank to stop paying interest and negotiate the specific details. It is understood that cardholders can divide the arrears into 60 installments at most. Generally speaking, there is no need to negotiate for more than three accounting days. If it takes more than three months, it will be more difficult to negotiate.

2. Waiting for a return visit and submitting materials: After submitting the application, we need to wait for a return visit from the bank and submit materials according to the requirements of the bank. We can prepare relevant certificates in advance according to our overdue reasons, such as unemployment and illness, so as to save time.

3. Waiting for the second return visit: After the approval, the bank will inform the application whether the repayment negotiation is successful. If the application is successful, you need to know the number of repayment periods, repayment amount, interest reduction and so on, and make records.

4. Signing scheme: The main signing methods of stop-interest accounts are records, electronic agreements or paper agreements.

How much does it cost to find someone to do a stop-and-go account? (charging standard). Conditions for handling a "suspended account": Not everyone can suspend a credit card. If the credit card is overdue and the cardholder is really unable to repay, he can negotiate with the bank to apply for suspension of the account. There was no such thing before the deadline.