1, CCB enjoys a platinum card.
The quota is approved from 80,000. In 2020, new and old customers will get 65,438+10,000 points for their first card application. There will be three domestic airport unlimited VIP room services +PP international airport VIP room services, three domestic airport/high-speed rail pick-up services and six domestic free driving services worldwide. Three one-on-one consultations in the outpatient department of 3A hospital+unlimited free appointments, which I can share with three relatives.
You can also give high insurance coverage, with a maximum of 20 million public transportation accident insurance+1 000 yuan, and a maximum of 50,000 lost cards every 4 hours for baggage delay. It is worth mentioning that the annual fee of 1.800 yuan can be exchanged with 400,000 points, and the 1 secondary card can be handled free of charge.
2. China Merchants Bank Classic White
Among all the high-end cards of China Merchants Bank, the only platinum card that can reduce the annual fee is 10000 permanent points, which can be exchanged for an annual fee of 3,600 yuan. If you swipe your card for 10 times in the month of your birthday, you can earn points quickly, with a quota of 60,000 batches. Online shopping can be cashed back, and consumption abroad can grab 10% cashback.
In particular, the rights and interests of business travelers are quite good. Six VIP rooms in the airport can be accommodated 1 person, 1 free oral care, 12 golf course, compensation for delay of more than three hours in 500 yuan, and six nights in 300 selected hotels. , suitable for business travelers.
3. China Everbright Bank Tik Tok Co-branded Card
For the credit card free of annual fee within the validity period, Everbright Tik Tok card is also cost-effective. First of all, when shopping, you can enjoy a variety of discounts, such as 30 yuan Tmall Supermarket Rights 10 yuan, Starbucks Special Price Star 40 minus 20, and Hainan Duty Free Shop 50 when the shopping list is over 500.
Secondly, it can also provide high-end card business travel service, airport VIP lounge service at 3 o'clock/year or high-speed rail VIP lounge service at 6 o'clock/year, and 300 yuan 2-hour delay insurance. Although you can't pick up and drop off airport rights and hotel rights, it still adds value.
4. Bank of Communications Kirin White
There are UnionPay+MasterCard Edition and Bank +visa Edition, and the annual fee of 1 0,000 yuan can deduct 250,000 points.
Like all high-end cards, the rights and interests of Bank of Communications Qilinbai mainly focus on business travel, including 6 VIP services at Bank of Communications Ward Fortune Domestic Airport+6 VIP services at Longteng Travel Global Airport, 6 free driving times throughout the year, and high general transportation insurance. Points can be exchanged for miles at the ratio of 18: 1, which is suitable for high-end customers with overseas consumption needs.