The physical card of Ping An Credit Card is a bank card. After the credit card passes, there will be virtual cards and physical cards. When applying, if the physical card is not checked. After that. Only virtual cards. Physical cards will not be mailed. That is. Virtual card activation is also possible, but it can only be consumed online. You can't swipe your card in a physical store. It may be inconvenient, but with the continuous update of the Internet.

Banks are also trying to reduce costs and will not issue physical cards again, because consumers basically spend and use online.

On the other hand, it also reduces the problem of people cashing out credit card funds excessively. Can reduce overdue funds and bad debts.