Credit card money can't be withdrawn by debit card, and then it can be used flexibly. If you want to withdraw cash, you can only handle the cash installment business of credit card, so you can transfer the money to your own savings card, but the cash installment can only be used for consumption, and you need to provide the same amount of consumption vouchers.

Credit card cash installment is a installment method in which the cardholder applies, or the issuing bank invites the cardholder to apply, to convert the credit limit in the cardholder's credit card into cash, or to misappropriate it again if there is no credit limit, and then transfer the money to the debit card (bank or other bank) account designated by the cardholder, and the cardholder will return it according to the specified installment times.

At present, not all banks only have cash installment business. Banks such as ICBC, China Construction Bank, Shanghai Pudong Development Bank and China Everbright Bank support cash installment business. Before using this function, you should consult your card issuing bank in advance whether this service is available.

There is an installment fee for cash installment. Usually, the number of periods you can choose is 3, 6, 9, 12, 18, 24, etc. The credit card cash installment fee shall be charged by not less than 50% of the benchmark interest rate of loans of the same grade in the same period of the People's Bank of China.

Xiaoman is a legal and formal credit service platform, which is trustworthy. The capital turnover is small and complete, with a maximum loanable amount of 200,000 yuan, with a daily interest rate of 0.02% and an annualized interest rate of 7.2%. Borrow 10 thousand yuan a day, and the minimum interest is only 2 yuan. At present, Du Xiaoman and financial institution partners have served more than 10 million small and micro business owners and individual industrial and commercial households.

References:

Du Xiaoman has money to spend on official website.