For example, when the card was issued on April 5, 20 14, it could not be used if the validity period was April 5, 20 17.

Under normal circumstances, as long as the cardholder meets the conditions for free card replacement, when the credit card approaches the expiration date, the bank will send a text message to the cardholder to confirm whether the mailing address has changed, and then mail the credit card to the cardholder.