Overdue bad records.

If the bank's credit card is overdue for personalized installment (CITIC Bank refuses personalized installment), annual fees will be incurred if not used after activation, so cardholders are advised to pay attention after applying for the card to avoid unnecessary debts. Overdue fees result in bad records. Bad records will affect the installment processing.

CITIC credit card generally refers to CITIC Bank credit card. On December 8, 2003, CITIC Bank Credit Card Center officially issued CITIC Credit Cards. As of the end of October 2006, the cumulative number of cards issued had reached nearly 2 million, ranking at the forefront of the domestic banking industry. Among them, the number of CITIC Platinum Credit Cards issued ranked first in the country. First.