1. During system maintenance, users can call customer service to find out the specific maintenance time and make repayment after maintenance. As long as repayment is made on the repayment date, there is no specific time requirement. Of course, in order to prevent users from being unable to repay their loans normally due to system maintenance, engineers usually choose night maintenance. Therefore, if the user happens to repay in the evening, he can contact customer service and choose transfer as the repayment method. If the user fails to repay the loan on the repayment date and there is no grace period, it shall be deemed as overdue.
2. Sometimes the bank system is maintained, and the bank's Alipay repayment channel may be temporarily unavailable. In case of emergency repayment, it is recommended to repay by other means to avoid repayment delay. Click on the mobile phone, Alipay, credit card payment and++to add a credit card. There are two ways to add a bank card by filling in the card number. Select the issuing bank, fill in [Name], click OK, click the camera icon in the upper right corner, and then add a credit card to directly identify the card number. Tips: When the user name is in English, you need to confirm it again; Credit card added successfully. Select a card, fill in the repayment amount, and click to confirm the repayment; Enter the payment password and click Pay; Complete the payment.
2. When the repayment is overdue due to system maintenance, the main reason is not the borrower. If you find that you can't repay, contact the online loan platform immediately and ask how to deal with it. Whether to modify the repayment method or wait for the system to recover. You can call the customer service of the issuing bank and explain the situation to them. After verification by the bank, the overdue records were not reported to the central bank, which affected the credit investigation work. Due to the maintenance of the banking system, when the cardholder fails to repay or forgets to repay on the last repayment date, the bank will send a short message to the mobile phone reserved by the cardholder to remind the cardholder to repay. Generally speaking, the bank will give a three-day grace period, and the final repayment will be postponed for another three days. During these three days,
The cardholder can pay off the minimum repayment amount of the current month without overdue. The final repayment date is 20 days after the monthly deadline. It is recommended to pay attention to the paper bill or email bill sent by the bank every month and repay according to the bill. Don't forget to avoid overdue records.
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