(1) Effective consumption reaches RMB 1 yuan accumulative 1 points.

(2) If the effective consumption reaches $65,438 +0, 8 points can be accumulated, and the points of USD and RMB will be calculated together.

2, reward points accumulation rules

Reward points are extra points accumulated on the basis of basic points, which are used to encourage cardholders to use designated products or participate in bank marketing activities. The specific forms include doubling the basic points and giving extra points.

(1) Cardholders of Jinsui Business Card can enjoy 1.5 times points, that is, the effective consumption of RMB 1 yuan can be accumulated 1.5 points and USD 1 accumulated 12 points.

(2) Taiwan Province Jinsui Tourist Card holders can enjoy double points for overseas RMB consumption, that is, overseas effective consumption of RMB 65,438 +0 yuan can accumulate 2 points.

(3) From now on, all Jinsui credit card holders can enjoy double points for overseas foreign currency consumption. That is, if you use Jinsui Credit Card to settle your consumption in foreign currency outside China (including Hong Kong, Macao and Taiwan), you can get double points, that is, 1 USD cumulative 16 points.

(4) The Bank will conduct other integral activities from time to time, subject to the rules announced during the activities.

(5) If the cardholder's effective consumption meets the conditions of two or more reward activities at the same time, the points will be accumulated according to the highest reward multiple. For example, the cardholder of Jinsui Business Card will accumulate points of 1.5 times according to the official card reward rules, and points of 2 times according to the overseas foreign currency consumption reward rules, that is, the effective consumption will reach 1 USD, and the accumulated points will be 16.

Credit card annual fee preferential measures and precautions

1, the annual fee will be collected year by year, and the card will be refunded in the middle, but the annual fee will not be refunded;

2. Personal diamond cards and platinum cards are exempt from billing fees, color photo card production fees, loss reporting fees, production fees, password reset fees, transaction dispute adjustment fees, and emergency handling service fees;

3, in accordance with the relevant provisions can be reduced;

4. Optional service fee shall be calculated separately;

5. If the bank account (excluding credit card) opened in China Agricultural Bank does not enjoy the annual fee exemption, the customer can apply for an annual fee exemption account (excluding credit card and VIP account); 6. If you open a unique account (excluding credit card and VIP account) in China Agricultural Bank, you will be exempted from the annual fee.