Citibank is a relatively unpopular commercial bank, which has launched a high credit card quota, but the threshold for passing is also relatively high, so it is a bit difficult to apply. Citibank is a foreign-owned credit card with strict application conditions and high requirements for customer qualifications. People who can successfully approve cards in other banks are likely to be rejected in Citibank.

Citibank temporarily does not support online repayment or Alipay repayment of other banks supported by other banks. At present, Citibank only supports online repayment and Lacarra repayment, which makes it more difficult for cardholders to repay.

However, Citibank's credit card points are valid for life and can be transferred by others. Points can be directly deducted from the consumption or annual fees of many merchants, and can also be redeemed for more than 80 air miles around the world.

Extended data:

Citibank credit card application conditions:

1, age. Applicants are required to be at least 18 years old, and of course, applicants must also have full capacity for civil conduct.

2. Work income. Have a legal and stable source of work income. Generally, you can apply for a Citi gift card with a monthly salary above 7,000 RMB before tax, and you can apply for a Citi gift card with a monthly salary above 1 0,000 RMB before tax.

3. Place of residence. Because Citibank is a foreign bank, not all cities have branches of Citibank, so applicants are required to live in cities with branches of Citibank. For example, Citibank has set up branches in Shanghai, Beijing, Guangzhou, Shenzhen, Chengdu, Tianjin, Hangzhou, Dalian, Chongqing, Xiamen, Guiyang, Nanjing, Changsha and Wuxi.

4. Credit. The applicant's credit record should be good, and there is no record of bad card use such as overdue. ?