Postal banks issue credit cards, and users can apply for postal credit cards through official website, public micro-signals, mobile banking, offline outlets and other channels. As long as the user's credit information is good and has a stable job and income, there is a certain chance of passing the audit of the Postal Savings Bank. For users, it is a high-quality customer of the Postal Savings Bank, and the probability of passing the audit will be higher.

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First, the postal savings bank credit card application conditions

1. Applicants who apply for the master card of the Postal Savings Credit Card must be Chinese mainland residents aged 18 and under 60; Applicants for the supplementary card of the Postal Savings Credit Card must be Chinese mainland residents under the age of 60.

2. When the primary card and the secondary card are applied at the same time, each primary card application can only be accompanied by one secondary card application; Applications for other supplementary cards should be submitted after the main card is approved, and each main card can apply for up to 4 supplementary cards.

Two, the postal savings bank credit card application materials.

1. When submitting the application form, the main card applicant must submit his identity certificate and work certificate. The supplementary card application must provide the identification of the supplementary card user and the main card.

2. Domestic applicants are divided into local account applicants and non-local account applicants according to whether the issuing authority of their resident identity cards and the place of employment belong to the same provincial administrative division. Applicants for local accounts must submit proof of identity and proof of work. In addition to the above information, non-local hukou applicants should also submit proof of residence.

3. Identity documents include: resident identity cards, Hong Kong and Macao residents' passes to and from the mainland, Taiwan Province residents' passes to and from the mainland, and passports. Applicants who hold resident identity cards must use them as identification documents. Household register, household registration certificate and temporary id card are not accepted as proof of identity.

4. The working documents include

(1) Copy of work permit (or pass), indicating the name of the work unit or enterprise logo, the applicant's photo, name and employee code (or work department);

(2) The original work certificate or income certificate issued by the unit with the official seal of the unit or the official seal of the personnel department or the official seal of the financial department;

(3) A copy of the medical insurance manual indicating the name of the insured unit and the name of the insured person or a voucher printed by the social security card for the last six months (with the insured unit); A copy of the medical insurance card with the applicant's photo and the name of the work unit;

(4) Transfer order, transfer letter or appointment notice stamped with the official seal of the personnel department of the transferred unit.

Can the Postal Savings Bank handle credit cards?

You can apply for a credit card at the postal bank, as long as you meet the application conditions, provided that:

1, age 18, with valid ID card;

2. Have a legal and stable job and income;

3. Have good credit.

: The postal credit card application process is as follows:

1, find a credit card salesman or lobby teller to fill out the application form, and then submit the above information to the bank for review. Whether or not to approve the card and the amount of card approval depends on the comprehensive score of the bank.

2. Identity card; Work certificate or income certificate; Work phone, home phone and my mobile phone; Tax payment certificate; Proof of assets such as real estate and vehicles under the name of the individual; Other banks, credit cards and so on. The import standards of each bank are different, and the above information is not needed. According to different requirements of banks, postal savings banks generally need proof of work or income.

3. First make sure that the postal savings bank where you are located has started the credit card business (the credit card business of the postal bank is relatively late, and there are still many cities that can't do it now).

Can the Postal Savings Bank handle credit cards?

Postal savings bank can handle credit cards (debit cards). The premise of the application is that the applicant is over 18 years old and under 60 years old, and has a good credit record. Those who meet the requirements for handling credit cards (debit cards) can handle credit cards (debit cards) at the corresponding postal savings bank outlets with their identity certificates, employment certificates and financial certificates.

This concludes the introduction of whether the Postal Savings Bank can handle credit cards and whether the Postal Savings Bank can handle credit cards. I wonder if you have found the information you need?