Detailed steps for applying for a Dutch credit card

Students studying in the Netherlands know that it is very difficult to apply for a Dutch credit card, especially for foreign students, it is almost impossible. (Banks in France and Germany have credit cards specifically for students) Domestic credit cards are sometimes not so easy to use in the Netherlands. Therefore, many international students hope to have a Dutch credit card, which will be much more convenient when buying air tickets, booking hotels, and shopping online.

Now I will teach you how to apply for a Prepaid MasterCard, which is the so-called prepaid credit card. This card cannot be overdrawn, but it can be used as a MasterCard credit card (only in rare cases will merchants not accept Prepaid credit cards). It is very useful when booking air tickets and hotels, and can withdraw cash from ATMs.

Because it is a Prepaid MasterCard, you can book Ryanair tickets with no handling fee (the Ryanair handling fee is 5 euros one way, and the fare is often incredibly low, so the handling fee may be more expensive than the ticket price). There is no application fee for this credit card, and the annual fee is 10 euros. But when you buy a Ryanair ticket with this card, you save 10 euros.

Let’s start with the application steps:

The name of this card is MoneyBookers Prepaid MasterCard

The application method is as follows:

Recently I have seen many people It's a pity that my account was blocked because I bought a cheap recharge card to recharge Skype.

In fact, Skype did not benefit from this incident, because those illegal accounts were purchased through stolen credit cards or malicious overdrafts, and the account was closed only when Skype could not recover the money. He was also cursed by everyone.

To be honest, the quality of Skype is good, so I keep using it. I have always recharged myself, and it is safe and fast. Let me analyze several ways to recharge Skype in the Netherlands:

Direct bank transfer: Send money to Skype, but you have to wait 2-5 days, and there is no handling fee.

Credit card: You can pay directly to your account immediately, but there is a handling fee.

Paypal: If there is no money in Paypal, you must recharge Paypal first, either by credit card or bank transfer. Likewise, credit cards charge fees and bank transfers are very slow.

Rabo Direct Betalen (Netherlands only): A Rabo bank card is required and a handling fee is required.

Recommended method:

Moneybooker: real-time, no handling fee! Because now moneybooker can support the Dutch iDeal online payment system. iDeal is an online payment system in the Netherlands. (Supports ABN, Rabo, Postbank) Through iDeal, you can transfer bank money to moneybooker at any time and for free, and then you can purchase skype at any time through moneybooker!

Let’s talk about how to use moneybooker Steps to buy skype.

1. Register MoneyBooker

/ Click Register in the upper left corner to fill in the information. [color="#ff0000"]Remember! Fill in complete and true information, especially [color="#ff0000"]Don't fill in random birthdays. Because Moneybooker, like PayPal, is a formal online financial company, it requires high security. When encountering problems, you need to provide real identity information, otherwise you will be in trouble. When remitting money, you need to enter your birthday, so don't fill it in randomly, otherwise you won't be able to remit money if you forget your birthday.

Note: When registering moneybooker, you must fill in your Dutch address so that you can use a Dutch bank card to remit money.

2. Transfer money to MoneyBooker

After logging in to MoneyBookers, select the first option on the navigation bar above? Upload funds? Select iDEAL and fill in the amount of the remittance, then select the bank. You will be directed to the general ABN remittance page and just follow the normal online banking remittance operations. This is your moneybooker account and you should receive your remittance immediately.

Note: In order to improve security, MoneyBooker now requires you to verify whether the bank account belongs to you before sending money. Fill in the bank card information in My account->Profile and ask for "Verify".

3. Purchase SkypeOut points

Go to www.skype.com, log in to your account, and select moneybooker as the payment method when purchasing

address [color= "#ff0000"] Fill in the Chinese address so that you don't need to pay EU tax (Chinese tax included? 0.020/minute, tax excluded? 0.017/minute) Okay, you will be directed to the payment page of moneybooker. After entering your birthday and pressing OK, the purchase is successful. The purchased points are immediately displayed in Skype.

This is my experience of purchasing SkypeOut. I think this method is safe (you can use it by yourself, and it is impossible to get your account blocked). It is very fast, it does not take 10 minutes, and there is no handling fee like a credit card. The waiting time is as long as bank transfer, which is very suitable for people in the Netherlands (because iDeal only supports these three banks in the Netherlands).

Supplementary information:

1. Skype can now be purchased directly using iDeal, but the problem is that when purchasing Skype, your address must be written in the Netherlands. If you write it in China, there will be no bank transfer or iDeal's payment options. Although you can buy it this way, because your address is in the Netherlands, you need to pay the EU 15% tax!

2. Other Internet calls, such as: Voipstunt, Voipdiscount, Voipcheap, Voipbuster, Freecall , Webcall, etc. all accept moneybooker payment. So this method is not only suitable for skype recharge.

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