“If there are early customers who have used Atomic Loan and repaid normally, then the probability of applying for time installment loans is still very high. I have used Atomic Loan two or three times before. At that time, Atomic Loan There is only a limit of 4,000. In the end, I applied for Time Installment and was approved in three minutes. The amount was received within ten minutes after signing the contract. As long as the application for Time Installment is approved, the loan is still very stable. Usually it will come in a few minutes..."

1: Purely online, unsecured credit loan product, revolving line product, available for use at any time

Provides users with application and loan applications The capital turnover service was officially launched in January 2015

The cumulative number of registered users exceeds 20 million, and the cumulative number of service users exceeds 2.5 million.

Two: When users log in to the Time Installment APP, they can enter the homepage to apply for a limit. After verifying basic information, authenticating contacts, and binding bank cards, the limit can be activated. Within the limit, users can enjoy 12 installment repayment services.

Three: The full installment equal installment method refers to the method of repaying the principal and interest of the loan regularly according to a certain same amount, rather than repaying the principal and interest all at once on the maturity date; it can enable the lender to reduce the amount of money due to the borrower's arrival. The risk of being unable to repay the loan on time. The partial installment equal repayment method refers to a method in which part of the loan is repaid in equal installments, and the remaining part of the loan is paid interest in installments and the principal is repaid in one lump sum upon maturity.

Four. Nowadays, the installment financing business is quite popular. Both units and individuals may be exposed to such business, such as mortgage loans when buying a house, installment payment for large-ticket items, etc. However, because many people have no concept of the time value of money, the cost of capital they calculate is often very different from the actual situation.

Five: The bank's installment repayment is a staged repayment business launched in order to avoid penalty interest on the entire consumption limit when the customer is unable to repay the credit card overdraft amount in one go.

Compared with the installment payment business, the application procedures and application scope of installment repayment are different.

Six: For example, if Xiao Li wants to use the installment payment service to buy a mobile phone, he should go to a store that cooperates with credit cards. As for the installment repayment business, there is no need to specify the consumption place and consumption category. If the customer realizes that he cannot repay the loan in full on time after swiping the card, he can call to apply.

Seven: However, it should be noted that the installment repayment fee is higher, which is generally higher than the commercial loan interest rate for the same period. Reminder: The shorter the installment period, the lower the fee

Maintaining good repayment habits is a basic requirement for improving your creditworthiness!

8: Interest refers to the remuneration paid by the borrower to the lender to obtain the right to use funds. It is the use price of capital (that is, the loaned principal) within a certain period of time. Loan interest can be calculated in detail through the loan interest calculator.

In civil law, interest is the legal interest on principal.