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I got a credit card when applying for a mortgage at China Construction Bank. Is it okay to get it?

If you take it and don’t activate it, there will be no annual fee!

There is an annual fee if activated!

In addition, you must pay attention. If he sent text messages to pick up the card last year, it means that the card was issued last year. So if you get the card now and activate it, the annual fee will be calculated from last year. , then you will have to pay an annual fee when you open the card. You'd better ask clearly. After you get the card, call to inquire whether there is an annual fee and when the annual fee will be charged for the card. If you are not satisfied, don't activate it and just throw it away! Destroy!