The credit card has been returned. Why does it show debt?
1 Wrong bank: Cardholders may need to transfer multiple credit cards when using mobile banking to transfer money. At this time, once the wrong bank is selected, it will be transferred to other banks, resulting in repayment failure. Therefore, when transferring money, you should carefully check the transfer information to avoid transferring money to other banks.
Credit card error: the cardholder has multiple bank cards in the same bank and may need to repay separately. If the same bank only repays one of them, mistakes and omissions may also cause overdue. In addition, cardholders can combine multiple credit card accounts and only need to repay one credit card.
System problem: the credit card has been repaid, and the page also shows that it has not been repaid. This is because the repayment funds are delayed or the system is busy. The former will be displayed normally as long as the repayment funds arrive. The latter may be that the banking system is being maintained and upgraded, and users can find another time to re-enter the repayment page. After the maintenance is completed, the system will naturally display normally.
Can I use my credit card immediately after full repayment?
The credit card can be used immediately after repayment, and the credit card limit can be recovered. As long as the amount repaid by the user arrives, the user can use the credit card. In other words, if there is a credit card available, the cardholder can spend it by credit card. Therefore, after paying back the money, users need to confirm whether the repayment has arrived and whether the quota has been restored.