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How to cancel Shanghai Pudong Development Bank credit card

To cancel a Shanghai Pudong Development Bank credit card, the most direct way is to call Shanghai Pudong Development Bank’s official 24-hour customer service hotline 95528 and apply for cancellation through customer service.

According to Article 6 of the "Shanghai Pudong Development Bank Credit Card (Personal Card) Application Contract", the process for canceling a credit card is clear. First, the user needs to inform customer service that he or she wishes to terminate the credit card account. At this time, the outstanding balance will be deemed to be fully due and needs to be paid off in one go. If the full payment cannot be made, Shanghai Pudong Development Bank has the right not to handle the account cancellation procedures. If you only need to cancel a single card, you also need to go through customer service.

During the cancellation process, you need to pay attention to comply with the provisions of the contract. For example, when canceling an electronic cash account, you need to bring your valid ID to Shanghai Pudong Development Bank or a designated China Mobile business outlet to complete it. In addition, according to the contract, Party A (Shanghai Pudong Development Bank) has the right to terminate or suspend some or all of the cardholder's service rights if it complies with laws and regulations. When the cardholder terminates the use of the electronic cash account, he must go through the corresponding card cancellation procedures in accordance with the regulations of the card-issuing bank. The balance of the electronic cash account will be returned to the credit account upon cancellation. The balance may not be refunded under special circumstances.

In general, to cancel a Shanghai Pudong Development Bank credit card, you need to go through the customer service hotline, follow the terms of the contract, and ensure that the account is cleared correctly. If you have any questions, please refer to the detailed provisions of the "Shanghai Pudong Development Bank Credit Card (Personal Card) Agreement".