As a symbol of credit and status, Furong Credit Card has the characteristics and advantages of "safer, more convenient and more cost-effective":

1. High security. Our bank's credit cards can use passwords for purchases at merchants, and will receive timely SMS notifications, which provides cardholders with higher security. Customers will feel more at ease when they carry their credit cards with them.

2. Repayment will arrive in real time. Our bank's credit card repayments are credited to the account in real time, without causing any loss to the cardholder. There is also a repayment grace period to ensure maximum customer benefits.

3. High cash withdrawal ratio. In order to better meet customer requirements, our bank has set the cash withdrawal ratio at 50%.

4. High credit limit. The maximum credit limit for personal cards can reach 50,000 yuan, and the credit limit for business cards can reach 100,000 yuan. In case of emergency, customers can apply for a temporary limit increase, and the procedure is simple.

5. Widely used. You can make purchases at special merchants with the "UnionPay" logo at home and abroad, deposit and withdraw cash at ATMs with the "UnionPay" logo at home and abroad and at various business outlets of our bank, and enjoy the elegance and security of "one card in hand, traveling all over the world".

6. There are many preferential measures. The annual fee discount is as follows

The annual fee is free in the first year; it is waived when you swipe the card in the following year;

Handling fee discount: the cash withdrawal fee is discounted; no cash handling fee is charged for overpayment withdrawals ;Only overdraft withdrawal fees are charged for off-site and inter-bank withdrawals, and no off-site deposit and withdrawal fees and inter-bank withdrawal fees are currently charged;

Consumption bonus points activity: the proportion of consumption points exchanged for gifts is high;

Merchant card discounts and promotions, etc.

7. High added value. Our bank's credit card provides special services such as installment payment services for cars, housing, and tuition fees.