1. In fact, the biggest difference between ICBC Forbidden City Card and ordinary card is the appearance. ICBC Forbidden City Card is a debit card with ICBC standard jointly issued by ICBC and Palace Museum. It is a debit card with financial function and contactless payment function. If you have a Forbidden City card, you can handle personal financial services such as savings and wealth management, transfer and remittance, credit card consumption and self-service. As far as the function is concerned, there is no difference, and the same can be used for credit card consumption.

2. Of course, the Forbidden City card of ICBC itself is graded, which is divided into two types: platinum card and gold card, and the rights and interests enjoyed by different grades are different. For users who like this theme, the ICBC Palace Card is very memorable.

3. If you want to apply for an ordinary card, you need to apply for a card, as well as an annual fee and an account management fee. If it is a Forbidden City credit card, the annual fee is 8 yuan. In the first year, you can enjoy the annual fee-free discount. The withdrawal amount is 5%, and the interest-free period can be up to 56 days. According to the business type, it can be divided into 3 periods, 6 periods, 9 periods, 12 periods, 18 periods and 24 periods.

4. In order to attract users to apply for the bank card of our bank, many banks often launch co-branded cards with other platforms. As to whether it is worthwhile to apply, users can make an evaluation and decision according to their commemorative significance and other rights and interests.