1. Generally speaking, you can fly, because overdue credit card records will be recorded in personal credit information, which will mainly affect future economic activities and will not affect personal travel.

2. Unless the bank brings a civil lawsuit to the court, and the court decides to enforce it, and the cardholder refuses, then the court will list the cardholder as the person who has broken his promise and restrict the high consumption and other consumption behaviors of the person who has broken his promise, in which case he cannot fly.

3. In addition, if a credit card is overdue for three consecutive months (for three consecutive months, with a total of six overdue times), it will seriously affect personal credit information, and even the credit card application may be rejected, so you should repay it as soon as possible after it is overdue.

what are the consequences of overdue credit cards

1. Late payment fees for overdue credit cards.

the so-called late payment fee for credit card refers to the fee that the cardholder should pay to the card-issuing bank according to the regulations when the repayment date is not due or the repayment amount is less than the minimum repayment amount.

2. overdue interest.

after a user overdraws with a credit card, there is generally an interest-free repayment period ranging from more than 2 days to more than 5 days. If the cardholder's repayment is overdue, then all the expenses of the cardholder last month will no longer enjoy the interest-free treatment of the bank, and the revolving daily interest rate is as high as five ten thousandths, that is, the annual interest rate will reach 18%.

3. Bad credit record.

credit card overdue repayment records will enter the central bank's credit information system to generate bad credit records. China's personal credit information records have been networked nationwide. As long as individual residents have handled lending business in banks, applied for credit cards, or provided guarantees for others, they can find credit reports in any domestic commercial bank.

4. litigation costs.

if the credit card is not repaid for more than 3 months, the bank will ask a lawyer to send a lawyer's letter to the user and bring a lawsuit to the court, and the legal expenses will be borne by the cardholder.

5. Criminal responsibility for malicious overdraft.

malicious overdraft refers to the behavior that the cardholder overdraws beyond the prescribed limit or time limit for the purpose of illegal possession, and still refuses to return it after being urged by the issuing bank. Malicious overdraft for credit card fraud, a large amount of credit card fraud will be investigated for criminal responsibility.