1. The user negotiates with the collection staff, and at the same time turns on the mobile phone recording. If there is repayment every month after loans overdue, the repayment information will be shown to the collection staff;

2. Call the online customer service staff of the issuing bank to discuss and request to terminate the collection;

3. You need to repay the card every month to let the bank know that the user is temporarily unable to repay, but still has the intention to repay.

that's what to do if the credit card is overdue. Introduction of credit card collection

The door-to-door collection of credit cards shows that the loans overdue of users is already quite serious. If the repayment is not made, the bank will probably go to court. In case of collection, the user can consult with the collection staff and turn on the mobile phone recording at the same time. If loans overdue repays the money every month, it will show the actual situation to the collection staff. After friendly negotiation, the two parties can promise a time with the collector, during which the user can give priority to paying back a sum of money, which proves that the individual does not intend to borrow money and has an excellent repayment intention. This article mainly writes about the knowledge points about how to handle overdue credit cards, and the content is for reference only.