According to the regulations of Industrial Bank, the inactive Industrial Bank credit card will not charge an annual fee. From August 20th19 and 15 (inclusive), as long as the newly issued platinum card is not activated, no annual fee will be charged. This is the adjusted annual fee collection mode of Industrial Bank. In the previous model, as long as the card was successfully verified, Industrial Bank would charge an annual fee regardless of whether the user activated the credit card.

However, it should be noted that although the credit card is not activated, there will be no annual fee, but this inactive status will be displayed in the credit record. This may have a certain impact on users' credit evaluation. Therefore, after applying for and obtaining the Industrial Bank credit card, activate the use of well-maintained credit records in time.

What are the application conditions for Industrial Credit Card?

Industrial Bank credit card application needs to meet the following conditions:

1. The age requirement is between 18 and 65.

2. Must have a stable occupation and income, and ensure repayment ability.

3. Must have a good credit record and the ability to repay on time.

4. Must have full capacity for civil conduct.

5. It is necessary to provide the originals of various certificates as proof of identity and qualification.

Please note that the above conditions are the requirements of Industrial Bank for credit card applicants, so as to ensure that users can use credit cards reasonably and repay on time, while maintaining a good credit record.