Everbright Bank does provide credit card customers with a grace period of three days. If the customer can't repay the credit card bill in time before the repayment date (inclusive), as long as it can be repaid in the next three days, it will be repaid on time and will not be considered overdue. And if it is not returned before 24: 00 pm on the third day after the repayment date, it will be deemed overdue.

In addition to the grace period for repayment, Everbright Bank also provides tolerance services. When a customer repays by credit card, as long as the difference between the repayment amount and the amount due on the bill does not exceed 10 yuan RMB (or USD 2/EUR 2), it is still regarded as full repayment (credit card withdrawal cannot enjoy this service).