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Credit card sub-card application conditions
1. 1. Supplementary card applicants must be at least 13 years old and provide positive ID card (such as a copy of ID card);

2. To apply for a supplementary card, the main cardholder must agree to apply for a supplementary card;

3./kloc-applicants under the age of 0/8 are limited to handling supplementary cards for their legal guardians. After the above conditions are met, the cardholder and the deputy card applicant will go to the bank's business outlets for handling. It should be noted that for the same card type, there are at most three secondary cards under the name of the main credit card. Credit card daughter cards cannot be registered for personal online banking separately, but they can be added to the personal online banking of daughter card holders.

Second, credit card swiping related content

1. The credit card secondary card is relative to the main card, and the cardholders of the secondary card can only be parents, spouses, children, etc. The owner's. The card opening and password setting of the secondary card are independent of the main card, but can be handled by the cardholder of the main card, and its annual fee is generally half of that of the main card. The main card has all the transaction information of the secondary card. The main card and the auxiliary card share an account, and the transaction details of the auxiliary card are listed on the statement of the main card, which is convenient for the cardholder of the main card to master the usage of the auxiliary card. The consumption, cash withdrawal and other transactions of the secondary card and the corresponding handling fees are all collected in the main card account.

2. Under normal circumstances, the secondary card enjoys the same credit limit as the primary card, and the cardholder of the primary card can also set a credit limit lower than that of the primary card for the secondary card. If you want to increase the usage quota of the secondary card, the cardholder can deposit a certain amount in the main card in advance and then call the bank. At this point, the limit of the secondary card is the original maximum limit plus the deposited funds.

3. Under normal circumstances, the secondary card enjoys the same credit limit as the primary card, and the cardholder of the primary card can also set a credit limit lower than that of the primary card for the secondary card.

4. If you want to increase the usage quota of the secondary card, the cardholder can deposit a certain amount in the main card in advance and then call the bank. At this point, the limit of the secondary card is the original maximum limit plus the deposited funds. In most cases, citizens with full civil capacity (citizens aged 65-438+08 in Chinese mainland) who have a certain direct source of income can apply for a credit card from the issuing bank. Sometimes, legal persons can also act as applicants.