At present, the main telecom frauds are as follows:
1, impersonating a public prosecutor or legal fraud. Criminals first pretend to be bank, telecommunications, courier companies and other staff, falsely claiming that the victim's package contains drugs, bank cards, credit card overdrafts and so on. Then pretend to be a public prosecutor and legal staff, claiming that the victim is suspected of money laundering, drug-related, illegal fund-raising, credit overdraft and other criminal acts; The victim is also required to go to the ATM or log in to the online banking, and transfer the money in the account to the so-called "safe account" according to his prompt to cooperate with the investigation.
2. Online shopping fraud. The time of committing such cases is not fixed, and the victims are mostly young people who love online shopping. These young people have a weak sense of security. Criminals mainly take advantage of the disadvantages of online shopping to inform the victims by telephone, QQ and SMS on the grounds of system error, payment platform upgrade and selling used cars and mobile phones at cost price. Trick victims into transferring money from bank cards, Alipay and online banking to criminals' bank cards, so as to achieve the purpose of fraud.
3.95528 is the telephone number of Shanghai Pudong Development Bank, but 02 195528 may be a harassing call. In one case, the customer service number you received seems to be a bank. It may be that criminals tampered with the number with' arbitrary display' software. Now some criminals use this software to change their phone number to "95555" and so on to cheat, usually on the grounds of malicious overdraft of credit cards. They send short messages to you through tampered numbers (such as official bank numbers such as 95555), and after clicking, they will be implanted into mobile trojans to obtain personal information (such as photos, short messages, address books, online banking information, etc.). ) in the mobile phone. Therefore, if you encounter an incoming call or a text message at this number, you can directly select Blackout. Furthermore, as long as personal privacy is not easy to expose, seek the help of regular units and consult and verify the authenticity of relevant information. I hope my answer can help you.