1 Select a card with a higher level. If you want to apply for a large credit card, you must choose the appropriate credit card level. Basically, the credit card limit is only a few thousand, and the gold and platinum cards can reach tens of thousands.

2. Provide abundant asset certificates, and provide good asset certificates to banks when applying for credit cards, so as to obtain a higher quota;

3 find a salesman to apply, a salesman in a special credit card center, not a salesman in a bank branch.

Not only can you find ways to get a high-amount card at the beginning of applying for a credit card, but you can also quickly increase the amount in daily use. After the normal use of the credit card for three to six months, the cardholder can take the initiative to submit a written application or adjust the credit line through the service phone, which requires the approval of the bank. Under normal circumstances, after reviewing the consumption records and credit records, your credit limit will be improved to some extent.

First, how to apply for a high credit card How to apply for a high credit card

(a) No matter which bank, the main factors affecting the handling of high-value credit cards are as follows:

1, personal assets: such as whether there is a house, a car, bank deposits, funds, etc.

2. Personal education and professional title: The higher the education, the higher the amount of technical titles.

3. Personal income certificate: including monthly income, nature of work unit and post.

4. Family conditions: including the customer's family economic conditions, whether he is married, whether he is local, etc.

5. Other credit cards and credit lines: If you have a credit card with a high credit line from other banks, you can apply for a credit card with a higher credit line.

(2) If the applicant has no proof of financial resources, the high quota can only be obtained under the following circumstances:

1. The applicant is a senior manager of listed companies, well-known enterprises, multinational enterprises, state-owned enterprises and institutions.

2. The applicant is a cadre at or above the bureau level of the party and government organs.

3. The applicant is the principal of a provincial public school.

4. The applicant is the president of the provincial design institute or the director of the research institute.

5. The applicant is the director of a 3A hospital.

The credit card limit is not as high as possible. If it is too high, once it is stolen, the economic loss will be great, so it is good to have enough credit line.