1. Banks don't like the obvious cashing phenomenon of cardholders. As long as it is used reasonably, it will generally not reduce the dosage. On the other hand, if everyone's cash-out behavior is too obvious, it will cause great risks to the bank, which will lead the bank to take measures to reduce the quota or seal the card.
2. Frequent and excessive installment of credit cards will also make banks question the repayment ability of users and regard them as risk card users. For this kind of user group, most banks will also take risk control measures.
The purpose of issuing credit cards by banks is for cardholders to use. If the credit card is not used for a long time after the card is issued. Then, the bank will think that the cardholder has no quota demand, so as not to waste resources and the quota will be reduced.
4. Overdue is the least favorite behavior of banks, because it means that cardholders are at greater risk. It is the normal operation of banks to take measures to reduce the amount of overdue cardholders.
5. Credit card refers to various media that record the relevant information of the cardholder's account, have the function of bank credit line and overdraft, and provide relevant banking services for the cardholder.