There is an annual fee. Jinhua Bank's Shuanglong Card has an annual fee, which is 36 yuan per year. Bank Shuanglong Credit Card is a credit payment tool issued to the public by Jinhua Bank that provides cardholders with a certain credit limit. Cardholders can consume within the credit limit and then repay later. It has consumer credit, installment transactions, cash deposits and withdrawals, and Transfer settlement and other functions.