Credit card is a payment tool with financial functions such as overdraft, cash withdrawal, installment, etc. You can do this by using credit card for financial management:

1. You can enjoy the interest-free period for daily consumption, but you should avoid unnecessary expenses;

2. Less credit card installment, minimum repayment, less cash withdrawal, saving the cost of using credit card;

3. Clever use of credit card for various preferential activities, and redemption of points for gifts;

4. Pay back on time, avoid overdue, and safeguard personal credit information.