What banks can handle credit cards? Please name them.

The credit cards of each bank are similar, mainly in terms of activities. Many banks have overseas cashback activities, such as China Construction Bank, Bank of Communications, Bank of China, etc. You can choose your favorite card type according to your personal preference.

What are the credit card banks?

The following banks can handle credit cards:

1. National joint-stock banks:

China Everbright Bank, China CITIC Bank, Bank of Communications, Industrial Bank, Industrial and Commercial Bank of China, China Merchants Bank, Agricultural Bank, China Construction Bank, China Bank, Minsheng Bank, etc.

2. Regional joint-stock banks:

Bank of Beijing, Beijing Rural Commercial Bank, bank of tianjin, Shanghai Bank, Nanjing Bank, Bank of Ningbo, Hangzhou Commercial Bank, Shenzhen Rural Commercial Bank, Wenzhou Bank, Xiamen International Bank, etc.

3. Foreign joint-stock banks:

Citibank, HSBC, Standard Chartered Bank, Bank of East Asia, Hang Seng Bank, ABN Amro, Ortiz Bank, BNP Paribas, American Express Bank, etc.

which banks issue credit cards in China?

The banks that issue credit cards in China are as follows:

State-owned banks: China Bank, Industrial and Commercial Bank of China, China Construction Bank, Agricultural Bank and Postal Savings Bank.

major national commercial banks: China merchants bank, bank of communications, China guangfa bank, China citic bank, industrial bank, Minsheng bank, ping an bank, Shanghai Pudong development bank, China everbright bank, Huaxia bank and Citibank.

regional banks: Bank of Ningbo, Bank of Beijing, Bank of Jiangsu, Shanghai Rural Commercial Bank, Baoshang Bank, Bank of Hangzhou, Bank of Nanjing, Bank of Hebei, Chongqing Rural Commercial Bank, Shengjing Bank, Chengdu Rural Commercial Bank, Shangrao Bank, Yaodu Rural Commercial Bank, Shangqiu City Commercial Bank, Wenzhou Bank, Guangzhou Bank, bank of tianjin City Commercial Bank, Harbin Bank, Chongqing Bank and Hankou Bank.

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Credit cards are also called debit cards. It is a non-cash transaction payment method and a simple credit service.

Credit cards are generally special carrier plastic cards with consumer credit, which are 85.6mm long, 53.98mm wide and 1mm thick. It is issued by banks to individuals and units, whereby they can make purchases, spend money and deposit and withdraw cash from banks. The form is a card with the name of the issuing bank, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature on the back.

Credit cards are issued to cardholders by banks or credit card companies according to users' credit and financial resources. Cardholders don't need to pay cash when they use credit cards, and they will make repayment on the billing date.

Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards issued by banks, which give cardholders a certain credit limit, within which they can spend first and then repay. Quasi-credit card refers to a quasi-credit card issued by a bank, where the cardholder deposits a certain amount of reserve fund as required, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the specified credit limit. When we talk about credit cards, we generally refer to credit cards only.

in the 196s, credit cards sprouted and developed rapidly in developed countries in Europe and America, such as the United States, Canada and Britain. After more than 5 years of development, credit cards have been widely accepted in more than 95% countries around the world.

in 198s, with the development of reform and opening up and market economy, credit cards, as electronic and modern consumer financial payment tools, began to enter China, and in the past ten years, they have developed by leaps and bounds.

after the financial crisis and the ups and downs of the domestic economy, China's credit card market picked up in 216. By the end of 216, the total number of domestic credit cards had exceeded 59 million.

In p>216, the transaction amount of credit card consumption in China reached 741.81 trillion yuan, an increase of 1.75%, and the proportion of credit card consumption in the total retail sales of social consumer goods kept increasing

The characteristics of credit cards in Chinese mainland (that is, credit cards with international significance) are:

1. Consumption first, repayment later

2. Deposit does not bear interest

3. In Chinese mainland, it generally ranges from 2 to 6 days

4. There is a minimum repayment amount

5. Interest is generally calculated by simple daily interest and monthly interest

6. Punitive interest or late fees are levied on those who fail to repay the loan with the minimum repayment amount on schedule; Those who overdraw in bad faith should bear legal responsibility

7. The application needs to provide certain identity, property, financial proof, and sometimes a guarantee.

This concludes the introduction about which bank credit cards are available and which bank credit card points can be exchanged for things. Did you find the information you need?