If the credit card is overdrawn, you can continue to spend by credit card as long as there is overdraft balance, but the consumption shall not exceed the minimum overdraft balance of the account.

Advance cash refers to the overdraft withdrawal within the credit line, which is limited to the withdrawal amount of credit card, and each card does not exceed 2000 yuan or other equivalent foreign currency every day. From the date of bank bookkeeping to the date of full repayment, overdraft interest will be charged at the rate of 0.5 ‰ per day, with compound interest on a monthly basis.