The credit card bill balance is negative, indicating that the bank has paid more money before, which is called credit card overpayment. This money can increase the available credit card limit or be used directly for consumption.

The following is the definition of credit card bill content:

1. Total payable amount of credit card in current period = balance payable in previous period-paid amount/other entries+newly signed amount/other expenses.

2. If the "overdue repayment amount" is positive, it means that there are overdue accounts. Please pay back immediately during this period.

3. If the "total expected repayment" is positive, it means that there are arrears to be repaid in this period; If it is negative, it means that there is a deposit balance and there is no need to repay it in this period.

4. Daily credit line refers to the conventional available credit line combined with the daily consumption habits of cardholders; The maximum credit limit refers to the maximum credit limit that cardholders can apply for according to their needs. When there is a consumer demand that exceeds the daily credit limit, you can apply to raise the daily credit limit to the highest credit limit through customer service channels.