Consumption installments: Installments are made for single card consumption exceeding 1,000 yuan that has not yet been billed.

Processing time: from the time the card is swiped to two days before the latest bill date.

Transaction amount: A single credit card payment is greater than or equal to 1,000 yuan.

Instalment fees: The following figure is provided to the poster on the official website. The poster can take a look at it:

Assume that the poster's bill date is the 5th of each month and the due date for repayment is 20 days after the bill date. day, that is, the 25th of each month. If the poster swipes his card for 2,890 yuan on 8/6, he can call and apply for consumption installments before 9/3 (9/5 is the bill day, and 9/3 is the two days before the bill), which will be divided into 12 installments. The principal of each installment is 2890/12=240.83 yuan. Handling fee per period = 2890*0.6% = 17.34 yuan, total *** handling fee for 12 periods = 17.34*12 = 208.08 yuan, amount payable in each period = 240.83+17.34 = 258.17 yuan, the first installment will be If it is paid on the 9/5 bill, it can be paid off before 9/25. The same applies to the future bills, and it will be paid off within one year.

The above has roughly introduced the bank’s installment business to the poster, but the details should be considered based on the actual situation of the poster~