Legal analysis: It is not necessary to be responsible as the emergency contact person for a credit card. When applying for a credit card, you need to fill in the emergency contact information. But there are no strict rules regarding the identity of emergency contacts. In theory, it could be a parent, a colleague, or even someone you don't know. The card-issuing bank shall conduct a credit investigation on credit card applicants, fully verify and completely record the applicant's valid identity, financial status, consumption and credit records and other information, and confirm that the applicant has a fixed job, a stable source of income or reliable repayment guarantee.

Legal basis: "Measures for the Supervision and Administration of Credit Card Business of Commercial Banks"

Article 41 The card-issuing bank shall conduct a credit investigation on credit card applicants, fully verify and completely record the validity of the applicant Information such as identity, financial status, consumption and credit history, and confirm that the applicant has a fixed job, a stable source of income or reliable repayment guarantee.

Article 42 The card-issuing bank shall determine the required (optional) elements of the credit card application materials based on the overall risk management requirements, and if any required information or required options are omitted (optional) in the credit card application materials, No credit card will be issued if the card is issued by another person (excluding business travel cards and business purchasing cards issued by the company and supplementary cards issued by the main cardholder), signed by others, or the application materials are not signed. Credit cards shall not be issued if there are doubtful information in the credit card application materials, missing review opinions, failure of signatures (signatures, seals, input of work codes) by reviewers at all levels, or lack of system review records.