Question 1: How to transfer money to others with a China Merchants Bank credit card? How to operate the credit card on Palm Life? Credit cards cannot be transferred and can only be used for consumption

Question 2: How to operate a credit card to transfer money with a China Merchants Bank credit card? It does not support transfers, so the problem you mentioned does not exist. You can apply for cash installment, but the installment fee is not low.

Question 3: Is there any way to use China Merchants Bank credit card to transfer funds and debit cards? Hello! At present, there are two situations for CMB credit card transfer: one is to transfer to the CMB debit card under the same name (please log in to the credit card website cc.cmbchina/, click "Online Banking Login" on the right and enter your ID number, query password and additional code After logging into online banking, click "Instalment Management" - "Cash Advance" in the horizontal menu above)

The second is to transfer funds to the debit card account through UnionPay self-service equipment, such as ATMs, etc. Both are credited in real time.

Charging standards: Corresponding handling fees and interest will be incurred, which are the same as cash advances.

Handling fee: The handling fee for domestic RMB cash advance is calculated as 1% of the amount of each cash advance, and the minimum charge is RMB 10 per transaction. Interest: Cash advance transactions do not enjoy interest-free repayment treatment. Interest will be charged at a daily interest rate of 5/10,000 from the transaction date to the repayment date, and compound interest will be charged on a monthly basis. Compound interest, that is, the interest accrued last month, will also be calculated as interest. Please refer to the amount on each invoice for the specific interest rate.

If you still have questions, it is recommended that you use the credit card intelligent service platform to solve credit card problems anytime and anywhere. Click here to view details gt; gt; cc.cmbchina/mon/Default.aspx?pageid=zxkf1

Question 4: Why can’t I transfer money to the China Merchants Bank credit card I just applied for? Only debit cards can transfer money. Card payments, deposits and withdrawals, etc. Credit cards cannot be used for transfers.

Question 5: Can I withdraw cash and transfer money with a China Merchants Bank credit card? Credit card transfers are the same as cash withdrawals. A common credit card transfer is to transfer the money in the credit card to a debit card of the same bank. When your credit card, in addition to the credit overdraft limit, also has cash deposited by you or refunds received from the returns of purchased items, this extra non-interest-bearing cash is called credit card overpayment. If you transfer the overpayment to savings...

Question 6: How to transfer money from China Merchants Bank’s credit card? You can apply for a certain amount of money through the “Handheld Cash Withdrawal” function in the “Handheld Life” mobile APP of China Merchants Bank. Transfer it to the debit card in your name (can be transferred to this bank or another bank).

"Cash withdrawal on the mobile phone" is equivalent to the cash advance function, with handling fees and interest (compound interest).

Or withdraw money from an ATM machine, which is also a cash advance, with handling fees and interest (compound interest).

Question 7: Can China Merchants Credit Card be transferred? Hello, our credit card supports cash advance through ATM, bank counter, online banking and telephone.

Each credit card needs to set a transaction password and keep the cash advance function enabled before cash can be withdrawn.

How to activate: Log in to credit card online banking, click Card Management → Transaction Password Management, and follow the prompts.

More ways

Mobile banking: Log in to credit card mobile banking, enter Card Management → Transaction Password Management, and follow the prompts.

Telephone voice: Call the credit card service hotline, after verifying your identity, press 3, and then press 3 again to enter the transaction password setting and modification.

Using online banking cash advance/telephone cash advance, you can transfer the required funds to the China Merchants Bank All-in-one Card in your name in real time (the account opening documents of the credit card and the All-in-One Card must be consistent). Supplementary cardholders can use the telephone to advance cash, but cannot use online banking to advance cash.

Operation method:

1. Online banking cash advance: Log in to credit card online banking and click Installment Management → Cash Advance.

2. Cash advance by phone: Call the credit card service hotline, verify your identity, press 4, and then press 2 to enter cash advance by phone.

Unlimited card and platinum card holders should also apply for telephone cash advance through the 4008205555 service hotline.

ATM credit card transfer is equivalent to a cash advance. Funds can be transferred to a UnionPay card of any bank (not limited to the person’s name). There are restrictions on the transfer limit, handling fees and interest collection and advance borrowing. Cash consistent.

Handling fees, interest and limit limits:

Handling fees: The handling fee for domestic RMB cash advance is RMB 1 of the amount of each cash withdrawal, with a minimum charge of RMB 10 per transaction; overseas RMB cash advance The cash borrowing fee is 3% of the amount of each cash withdrawal, and the minimum charge is 3 US dollars or 30 yuan per transaction (American Express-Centurion Black Gold Card, American Express-Centurion Platinum Card charges a minimum charge of 5 US dollars or 30 yuan per transaction) 30 yuan). There is no inter-bank handling fee for cash advance.

Interest: Cash advance does not enjoy interest-free repayment. From the day of cash withdrawal to the date of settlement, interest will be charged at a daily interest rate of 0.05%, and compound interest will be charged on a monthly basis.

Limit limit: The cash advance limit is generally 50 of the credit limit (except for cards with special provisions). At the same time, the daily cumulative cash advance amount of each domestic card is capped at RMB 2,000; the daily cumulative cash advance amount of each household for overseas non-UnionPay lines shall not exceed the equivalent of US$1,000, and the cumulative amount within one month shall not exceed the equivalent of US$5,000. , the cumulative amount within 6 months does not exceed the equivalent of US$10,000.

(You can consult online through QQ or WeChat any information you want to know about China Merchants Bank’s credit card services. Method 1: Search 4008205555 among QQ business friends, and add China Merchants Bank Credit Card Center as a friend; Method 2: Search the number "cmb4008205555" in WeChat and follow China Merchants Bank Credit Card Center. )

Question 8: Can China Merchants Bank credit card be transferred to Alipay? It is possible to transfer money from Alipay to a credit card, but not from a credit card to Alipay.

Question 9: Can China Merchants Bank credit cards be used for transfer? Credit cards can be used as transfers to Chang Card, but cannot be transferred out. That is, you can transfer funds to the credit card for repayment through other cards, but you cannot use credit card transfers to withdraw cash.

Question 10: How to transfer money to others using China Merchants Bank credit card? How to operate on Palm Life? Credit cards cannot be transferred and can only be used for consumption