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What does it mean to get points by swiping a credit card?
It depends on the regulations of the credit card issuing bank you hold.

General consumption can be integrated. However, some consumption categories do not belong to the category of integral consumption.

You can go to the credit card website of the issuing bank of your credit card.

Take the credit card of China Merchants Bank as an example:

Merchant Category Code Merchant Category Name

1520 general contractor-residential and commercial buildings

70 13 real estate agent-real estate agent

527 1 RV dealer

55 1 1 truck dealer-sales, service, maintenance, parts and lease of new and used cars

556 1 trailer, recreational vehicle seller

5598 snowmobile dealer

5599 comprehensive operators of automobiles, airplanes and agricultural locomotives.

50 13 motor vehicle supply and spare parts (wholesaler)

502 1 office and business furniture (wholesaler)

5039 Wholesale of building materials not listed in other codes (wholesaler)

5045 computers and computer peripherals (wholesalers)

5046 Commercial equipment not listed in other codes (wholesaler)

505 1 metal product service providers and companies (wholesalers)

5065 Electrical Parts and Equipment (Wholesaler)

5072 Hardware equipment and supplies (wholesaler)

511/stationery, office supplies, copy paper and writing paper (wholesaler)

5 137 uniforms and garments for boys and girls (wholesaler)

5998 Other wholesalers

60 12 financial institutions-goods and services

7299 Personal services not listed in other codes

8062 public hospital

82 1 1 primary and secondary schools (public)

8220 ordinary colleges and universities (public)

8398 charity and social welfare service institutions

8399 non-profit service

865 1 Political organizations (government agencies)

92 1 1 Court expenses, including alimony and child support.

9222 fine

9223 bail

93 1 1 tax payment

9399 government services not listed in other laws and regulations (compulsory social security services by the state)

9400 embassy and consulate charges

When the above consumption occurs, the points will not be accumulated.

Except for these expenses, there are no points, and all other expenses have points. I hope my answer can help you!