1. Different benefits: Platinum cards often enjoy richer benefits than gold cards, usually including airport VIP services and VIP lounges.
2. The annual fees are different: the annual fee of the platinum card is higher than that of the gold card, and the platinum card does not enjoy the annual fee-free policy of the bank credit card center; while the gold card only needs to reach a certain consumption or Swipe your card to target and your annual fee is waived.
3. Different application conditions: The application conditions for Platinum Card are higher than those for Gold Card, and there are higher requirements on the applicant’s assets and income.