CCB Express E-loan can be withdrawn. CCB Express e-loan supports independent cash withdrawal (cash withdrawal), and users can withdraw the loan to the signing savings card. The loan drawn from the signing savings card cannot be used for stock trading, real estate, etc.
The specific method of quick withdrawal is as follows:
1. First, open the mobile banking APP of China Construction Bank on your mobile phone and find the quick loan on the home page.
2. Click on the quick loan to enter the quick loan interface and select withdrawal.
3. Click Cash Withdrawal to enter the interface of cash withdrawal loan, and you can choose to cash withdrawal for consumption.
4. Click to enter the withdrawal loan interface, and select the withdrawal amount to withdraw the fast loan money into the bound savings card.
5. Drop down the interface and find the next step.
6. Click Next to enter the interface for verifying SMS verification code.
7. After the mobile phone verification code is verified successfully, you can withdraw the money from the fast loan to the bank card.
If users can't complete the above operations independently, they can take their smart phones, ID cards and bank cards to the local business outlets of China Construction Bank, and with the help of the staff, complete the withdrawal operation of CCB Express e-loan.
CCB Express e-loan can be processed online without leaving home, and the interest will be calculated according to the actual amount and days. CCB Express E Loan provides users with a loan amount of 1 1,000 yuan (inclusive) to 600,000 yuan (inclusive).
Version information: Take China Construction Bank version 5.7.2, Apple13 (IOS15.4.1system) and Huawei mate40(HarmonyOS2 system) as examples.
Can the fast loan of China Construction Bank be withdrawn?
Some of CCB's fast loans can be cashed out, and some can't, depending on the specific situation. At present, the fast loans of China Construction Bank are divided into five forms, namely, fast e-loans, financing e-loans, pledge loans, car e-loans, and wo e-loans. Among them, fast e-loan and pledge loan can be withdrawn independently, and other products cannot be withdrawn.
Can CCB express loan be cashed out? How to withdraw e-loan from Jianxin Express?
Many users have inquired whether the quick loan of CCB can be withdrawn, and made some understanding on this issue. It is clear that the fast loan of China Construction Bank can be withdrawn, and the specific rules are as follows.
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China Construction Bank's fast loans include a number of loan products, such as fast e-loans for credit and e-loans for cars, financing e-loans for credit or real estate mortgage, and pledged loans.
1, cash withdrawal
Those who apply for "fast e-loan" or "pledge loan" can withdraw cash through personal online banking and mobile banking (only fast e-loan is supported for the time being).
2. Designate channels
To apply for "auto e-loan", you need to swipe your card at the 4S shop designated by the cooperative auto manufacturers of CCB, which is mainly used for buying a car, handling auto insurance and after-sales maintenance.
3. Credit card consumption
After applying for quick loan from CCB, you can shop in online shopping malls such as CCB Shanrong Business, Taobao and JD.COM. When paying, log in to online banking and select a loan account from the drop-down menu to pay.
To sum up, only "fast e-loan" and "pledge loan" can be withdrawn, and other fast loan products need to be used for specific purposes or specific consumption.
Can CCB express loan be cashed out?
CCB's fast loans include fast e-loans, financing e-loans and pledged e-loans, in which fast e-loans and pledged e-loans can be cashed out by themselves, shopped on e-commerce websites and swiped by POS machines. And financing e-loans can be consumed through POS machines or online shopping. Car e-loan is to choose a car online and pick up the car with the car dealer offline. Wo e loan is used to pay for shopping on Unicom's "Woyigou" platform.
I. Cash withdrawal of quick loans from CCB
The specific methods are as follows: (Operating environment: Apple 12, ios 14, version 5.5.8.00 1 of China Construction Bank).
1. Users can withdraw cash from CCB outlets or ATMs by using the related CCB debit cards with quick loan lines, just like ordinary bank debit cards.
2. Users can open and log in to the mobile banking of China Construction Bank and open Longfutong of China Construction Bank; Log in to the user's Alipay account, and select China Construction Bank's online banking for recharging payment. The webpage will go to the online banking login page. Scan the payment QR code in the lower left corner of the online banking login page with the mobile banking of China Construction Bank, and it will be automatically transferred to Fu Longzhi. Enter Fu Longzhi's password and the funds will be transferred to Alipay account.
3. Open the CCB application and log in to your account. If not, you need to register one and log in to your personal account. Then find the "quick loan" module on the homepage that appears. If there is no quick loan entrance or click in to show that there is no quota for the time being, it means that you can't apply at present. Click "Quick Loan" to enter, and click the Apply button in the lower left corner. When applying, the system needs to authorize to view your provident fund, personal tax payment information and JD.COM consumption information, and you can continue to apply if you meet the requirements. Click on the withdrawal and the bank will verify it. After verification, a certain amount will be issued. Then, you can use the fast loan. Second, matters needing attention:
1. Generally speaking, if users want to withdraw cash, they can withdraw cash directly according to the above steps. And it should be reminded that there are withdrawal options in the fast loan. After clicking in, you can authorize the withdrawal of the provident fund. However, any user who successfully applies for the fast loan business of China Construction Bank can transfer money according to the above steps if he wants to withdraw cash.
2. It should be noted that CCB's fast loans include fast e-loans, financing e-loans and pledged e-loans. Except for fast e-loan and pledged e-loan, other products can't be withdrawn and can only be used for consumption. Moreover, the loan funds of fast loans can only be used for consumption or business purposes, and may not be used for securities investment such as stocks, house purchases and futures trading.