You can manage your finances safely. If you want to manage money, you can consider making spot investment. Spot investment will soon become the third largest trading platform after stocks and futures, and the spot is t+0 trading. You may say that the stock has t+0 now, but the stock can only go up. Once you encounter a bear market, you will lose everything. The scene is different. It's a bilateral transaction, and it can be traded both up and down. Flexible trading methods, both ups and downs can make money. At the same time, it is also a leveraged transaction, and it can be sold for tens of dollars. You may say that futures are also leveraged, t+0, but futures are more leveraged and riskier, and the risk of spot is relatively lower. You can think about it if you are interested. I wish you a happy investment!