1. Is Alipay platform reliable?
1, company strength:
Alipay platform was born in 2004, which belongs to the domestic third-party payment platform and goes all out to provide "simple, safe, fast and convenient" payment solutions for enterprises and individuals. It owns two independent brands, mainly Alipay and Alipay Wallet. Since the second quarter of 20 14, it has gradually grown into the largest mobile payment manufacturer in the world.
Alipay is the largest third-party payment platform in China, which affects hundreds of millions of people.
2. Reliability:
Many insurance companies let Alipay sell their insurance products on their behalf. If it is an insurance product, it needs to be strictly supervised by the China Banking Regulatory Commission, and Alipay platform is also included. Therefore, it is more reliable to choose insurance on Alipay.
3. Service level:
Alipay mainly covers finance, insurance and other businesses. As far as insurance services are concerned, it includes health insurance, accident insurance, annuity insurance, life insurance, auto insurance and so on. As Alipay is a well-known financial and insurance company, its service quality in insurance agency business is bound to be brilliant. Alipay insurance platform is equipped with professional customer service staff, providing 7*24 hours service, which can respond to users' real needs anytime and anywhere, and its service level and quality are above average among all insurance institutions.
4. Company professionalism:
Alipay insurance platform was launched in 20 16, and signed cooperation agreements with more than 100 insurance companies, serving more than 500 million users and being in a leading position in the industry. The insurance products listed on the platform are provided by regular insurance companies, which meet the regulatory requirements. It is enough to disclose information about products and insurance companies.
Small partners who have insured Alipay insurance may know that the insurance bought on Alipay is generally cheaper. Is it reliable? Click the link below to view the details:
Alipay Ant Insurance is so cheap, is it really reliable? An analysis! 》
2. What is an insurance agent?
{Is Alipay insurance reliable? -3 1} Insurance agency companies can be said to be limited liability companies and joint stock limited companies that are gradually established to specialize in insurance agency business according to the Company Law, the Insurance Law and the Regulations on the Supervision of Insurance Professional Agencies.
The establishment of an insurance agency company must be formally approved by the China Insurance Regulatory Commission, have a business license to operate insurance agency business, and successfully complete the industrial and commercial registration procedures before engaging in insurance agency business activities.
Insurance agencies can sell insurance products, collect premiums, investigate and settle claims related insurance business and other businesses approved by the China Insurance Regulatory Commission. Speaking of these businesses, some small partners may think of insurance brokerage companies, so are they the same? You will be familiar with it through the analysis below:
An insurance brokerage company refers to an insurance intermediary institution established according to law. It not only represents the interests of the insured, but also designs an insurance scheme for the insured and reaches an insurance agreement after repeated consultations with the insurance company. We also charge commissions from insurance companies, but we need to drum up business for them.
In normal work, insurance brokerage companies can also provide disaster prevention and loss prevention, risk assessment, risk management, insurance consulting or consulting services to the insured.
Then how to choose a good insurance brokerage company? If you want to know, don't miss this article:
How to choose a good insurance brokerage company? 》
Third, how to buy insurance on Alipay platform
The process of purchasing insurance on Alipay platform is as follows: Go to the homepage of Alipay APP-click the "More" option-click "Financial Management"-then click "Ant Insurance"-enter and select the insurance products you are interested in-read the terms and fill in the information for insurance.
In fact, no matter what kind of insurance products are equipped on any platform, they are all the same and have legal effect. What insurance products to insure, we must pay attention to who to insure, and the insurance products suitable for different groups of people are completely different. For example, the economic pillar of the family must be equipped with high-quality critical illness insurance, medical insurance, life insurance and accident insurance; Children should buy critical illness insurance, education annuity insurance, medical insurance and other insurance. The elderly will gradually face the problem of providing for the aged, and it is necessary to set up excellent old-age insurance, medical insurance and cancer prevention insurance in advance.
Fourth, matters needing attention in choosing insurance platform
There are many insurance platforms on the market now, such as Huixuan.com Shi Sheng Chuangfu, Deep Blue Insurance, Dad Insurance, Umbrella Insurance and Ant Insurance. However, the choice of insurance platform can not only rely on fame, but also need to know the strength, reliability, reputation, service level, quality and professionalism of the insurance platform in advance. A good insurance consulting platform allows you to provide more effective advice when making claims.
What requirements does a good insurance consulting platform need to meet? After reading this article, you will know:
A good insurance consulting platform must meet three requirements, otherwise it will be difficult to settle claims! 》
Summary: As can be seen from the above analysis, Alipay platform is relatively reliable, but there are also many high-quality insurance brokerage companies in the market. You'd better compare and see which insurance company has designed a more detailed, comprehensive and professional insurance plan, and then choose the insurance platform that you are more satisfied with. Moreover, the senior sister also reminds everyone that when buying insurance, we should buy it based on our actual needs and not blindly follow the trend.
Write it at the end
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